FAQ

Do you still have some questions before you jump into the refinancing process? We at California Mortgage Refinance know refinancing your mortgage can be a big commitment, which is why we've added an informative Frequently Asked Questions section to answer any concerns that may arise. Here you can find our answers to some of the most common questions we receive from our visitors:

How does refinancing work?

Generally speaking, refinancing your home mortgage allows you to take your current terms and adjust them to your benefit. For many people, refinancing can act as a fresh start on their home and a chance to obtain a better mortgage. Check out our "How It Works" section for more information!

How can I get started?

Getting started in refinancing your mortgage is simple! Just fill out the form with some information about yourself and your mortgage. Once you're finished, we can get started in finding your the perfect lender to help you refinance!

How much money will I save by refinancing?

There's no way of knowing just how much you'll save by refinancing until you try it! By using California Mortgage Refinance to find your lender and get free quotes, you should be able to get a rough estimate of how much you could save.

Can I get a different type of mortgage by refinancing?

It is very possible for your refinanced mortgage to be of a different type. For instance, if you're looking to make the switch from an adjustable rate mortgage to a fixed rate, we'll do our best to find a lender who can fit your needs.

Is California Mortgage Refinance a lender?

While we are not a mortgage lender, we have strong ties with dozens of different leading lenders. We've built up a network of the best lenders available and you can take advantage of it through our easy matching service!

What if I have bad credit?

Although your credit plays an important role in determining your mortgage interest rates, you may still benefit from refinancing with a poor score. Depending on your original mortgage, you can potentially improve your interest rate by refinancing.

How long does it take to refinance?

It all depends on your specific circumstances and your lender, however, we work with some of the nation's best lenders and they'll have no problem getting you through the refinancing process quickly.

Is refinancing my mortgage online safe?

Absolutely, we know how stressful getting a new mortgage can be, but one thing you don't have to worry about with California Mortgage Refinance is security. Our website uses some of the most advanced online security to keep your information as safe as possible.

If you want to know some meanings of mortgage terms, be sure to read our glossary to have a better understanding about the world of mortgages.